East Insurance Group published a comprehensive guide to tow truck insurance covering garage keepers liability, on-hook coverage, commercial auto, general liability, and workers compensation, documenting how coverage requirements vary by state and operation type, according to East Insurance Group. The guide emphasized that towing operations face unique risks that standard commercial auto policies do not adequately cover.
Operator takeaway
Standard commercial auto does not cover what you do — garage keepers liability, on-hook coverage, and specialized endorsements are the coverage types that protect you from the risks specific to towing.